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Members Insurances - Loans |
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Brief Details of Cover Loan Protection for Members Loans Age 18-79 Max Loan Term - 5 years Max Amount - £5000 Pre-Existing Condition Limitation (6 Months After Loan Drawn) Insurance Stops on reaching Age 79 Loans excluded if no repayments to principal in 6 months Balance of Loan on Date of Death + up to 6 months interest Proof of Death within 2 years Exclusions: WAR, SUICIDE and HIV/AIDS Additional cover exists if a member becomes totally & permanently disabled a) Prior to age 60 b) While insured For full details of cover and exceptions please contact our main office on 01418897442 |
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Members Insurances - Savings |
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Brief Details of Cover Age at Deposit 79 Pre-Existing Condition Limitation (6 months after deposit) Savings Limit £5000 Starts on deposit date Benefits-Age on date of Deposit = 16 - 64 100% = 65 - 79 25% Nominee gets proceeds via the Credit Union Proof of Death within 2 Years Exclusions: WAR, SUICIDE, HIV/AIDS Additional Cover exists if a member sustains other losses prior to age 44. One loss is covered of Life, loss of limbs, sight etc. For full details of Cover and exceptions please contact our main office on 01418897442 |
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