• Credit Union members can save at an affordable level – be it £1 or £100. Even small weekly amounts soon add up.
• Shares, depending on Credit Union reserves, are eligible for an annual dividend.
• Credit Union members can save as often as they like, and, up to certain legal limits, as much as they like.
•  Life insurance on savings at no extra cost.
• Confidentiality at all times respected.
• Credit Unions are mutual organisations – members’ shares are pooled and provide the resources for lending to other members.
• No hidden charges or fees on any transactions.
• Straightforward access for account withdrawals.

This table illustrates how regular saving, even only a small weekly amount, in the Credit Union can help you to build up a substantial savings account. This table does not incorporate a dividend – if the Credit Union pays a dividend you shares will grow even more quickly.

Members can withdraw their Credit Union savings provided they are not pledged as a security for a loan. Withdrawals re paid out in a convenient manner designed to suit the needs of the Credit Union member. Members are encouraged to keep their savings intact where they will continue to earn a dividend and provide life insurance protection. Remember that the Credit Union provides insurance benefit on all savings at no cost to the member. In most cases uo to twice the member’s balance is paid to their nominated next of kin on their death.